Available for Senior PM & Delivery Leadership Roles

Driving High-Impact
BFSI Digital Transformation
& Enterprise FinTech Delivery

BFSI Digital Project & Delivery Management Professional with 6.5+ years of proven excellence driving end-to-end digital banking platforms, enterprise Current Account Onboarding, and configurable Loan Origination Systems (LOS) for top financial institutions.

🏆 Certified Scrum Master (CSM®) 🏛️ Canara Bank & Kotak Mahindra ⚡ Decimal Technologies 🚀 CKYC, PAN & AML Integrations
Lovish Mehta - BFSI Project & Delivery Manager
🎖️
Top Gun Award 2+ Years Sustained High Performance
⚡
Transformer Award Exemplary Delivery Leadership
6.5+
Years BFSI & FinTech Delivery
Progressive track record at Decimal Technologies
5+
Career Growth Milestones
Intern ➔ Associate ➔ SE ➔ Sr. SE ➔ Assistant PM
100%
Regulatory & Audit Adherence
CKYC, AML, PAN, Core Banking Integrations
3
Company-Level Honors
Transformer, Top Gun & Spotlight Awards
Domain Expertise

Core Competencies & Capabilities

A cross-functional leadership profile bridging complex banking compliance, high-frequency sprint delivery, and scalable architectural execution.

🏛️

Digital Banking Platforms

End-to-end design and delivery of self-service & assisted Current Account onboarding journeys, mobile channels, and enterprise portals.

Current Account Onboarding Self-Service Portals Assisted Tab Banking Video KYC / CKYC
💳

Loan Origination Systems (LOS)

Architecting configurable, bank-agnostic LOS workflows, automated credit decisioning engines, policy gates, and granular RBAC models.

Configurable LOS Credit Decisioning Rules RBAC Matrix Policy Evaluation
🔄

Agile Governance & Delivery

Certified Scrum Master leading cross-functional squads (Product, Dev, QA, DevOps) through sprint governance, backlog grooming, and UAT.

Certified Scrum Master (CSM) Sprint Governance Azure DevOps / Jira Release Planning
🛡️

Regulatory & Core Integrations

Managing mission-critical integrations with core banking solutions (CBS), CKYC registry, PAN validation, AML screening, and payment gateways.

CKYC Integration PAN & Aadhaar Validation AML Systems Core Banking Platforms
📝

Governance & Documentation

Authoring meticulous functional specifications, Business Requirement Documents (BRDs), FRDs, SRS, and audit-ready UAT test matrices.

BRD / FRD / SRS Impact Analysis Audit Readiness UAT Sign-off
🤝

Stakeholder & SPOC Leadership

Serving as the trusted single point of contact (SPOC) for C-level bank executives, product directors, and third-party vendors.

Bank SPOC Management Client Relationship Dependency Resolution Executive Reporting
Portfolio of Work

Flagship Enterprise Projects

Delivering mission-critical digital journeys for tier-1 public & private sector banks, NBFCs, and government initiatives.

Ongoing Flagship Canara Bank

Current Account Digital Onboarding

Owning end-to-end delivery of the multi-channel digital Current Account onboarding journey, drastically reducing turnaround time for business customers.

  • Architected seamless integrations with CKYC, PAN verification, and AML risk-scoring systems.
  • Orchestrated internal Core Banking Platforms (CBS) connectivity with zero data leakage.
  • Lead weekly sprint planning, backlog grooming, UAT coordination, and production release cycles.
  • Serve as primary bank SPOC bridging business priorities with engineering execution.
Digital Onboarding CKYC AML Azure DevOps CBS Integration
Tier-1 Private Bank Kotak Mahindra Bank

CA, Financial Inclusion & DigiFarm

Delivered assisted and self-service Current Account journeys alongside high-impact financial inclusion platforms across rural and semi-urban touchpoints.

  • Structured sprint governance and release tracking using Azure DevOps across cross-functional squads.
  • Authored comprehensive impact analysis, release notes, and operational risk mitigation frameworks.
  • Improved customer onboarding turnaround time significantly through lean process optimization.
  • Aligned business operations, compliance, technology, and QA teams for smooth rollouts.
Self-Service CA Financial Inclusion DigiFarm Process Optimization
Core Lending Platform NUCFDC

Bank-Agnostic Loan Origination System (LOS)

Managed the delivery of a configurable, modular Loan Origination System platform engineered to adapt across distinct banking institutions.

  • Designed and validated complex loan credit decisioning rules, workflow engines, and RBAC models.
  • Conducted requirement discovery workshops, transforming complex business rules into granular FRDs and SRS.
  • Implemented a proactive risk management framework, mitigating bottleneck delays to achieve 100% on-time milestone delivery.
  • Built audit-ready compliance documentation recognized by banking inspection teams.
Loan Origination (LOS) Credit Decisioning RBAC Security BRD / FRD
NBFC Scale Muthoot FinCorp (MFL)

Product-as-a-Service & API Gateway Delivery

Directing end-to-end delivery of a tailored Product-as-a-Service solution integrated with a high-throughput enterprise API Gateway.

  • Orchestrated cross-functional collaboration using Agile delivery practices for seamless API gateway integration.
  • Aligned solution architecture with rigorous client SLAs and security specifications.
  • Reduced integration turnaround times for partner financial products through standardized documentation.
Product-as-a-Service API Gateway Agile Sprints FinTech
National Cultural Initiative Ministry of Culture / Gyanbharatam

National Manuscript Digitization Platform

Serving as Project Manager for the web & mobile application ecosystem dedicated to digitizing, preserving, and providing public access to India's ancient manuscripts.

  • Overseeing end-to-end PMO governance, technical architecture delivery, and ministry stakeholder coordination.
  • Ensured rigorous data integrity, archival standards, and responsive web/mobile access for researchers and public users.
  • Coordinating multi-tier development sprints from ingestion pipelines to public search engines.
PMO Governance Web & Mobile App Digital Archival Ministry SPOC
InsurTech & Credit Credsure

Digital Insurance & Credit Journey

Owned the full project lifecycle from initial requirement gathering to production deployment for an integrated credit and insurance product.

  • Converted convoluted business underwriting policies into structured system workflows and technical specifications.
  • Managed sprint velocity and issue triage using Jira, securing release timelines across multiple modules.
InsurTech Credit Platform Jira Governance Lifecycle Delivery
Rapid Delivery B2C Media & Sub-K Financial

Karyakarta & Low-Code BFSI Journeys

Delivered an end-to-end B2C media application (Karyakarta) within an aggressive 3-month timeline, plus low-code lead management optimization for Sub-K.

  • Defined user journeys, sprint milestones, and release gates to achieve on-time 90-day launch.
  • Optimized lead management workflows on low-code platforms, improving journey completion rates and slashing defect ratios.
Rapid 90-Day MVP Low-Code BFSI Lead Flow Optimization
Career Path

Professional Experience

Over 6 years of sustained high performance and steady leadership elevation at Decimal Technologies.

Decimal Technologies, Gurgaon

Jan 2020 – Present • 6+ Years Continuous Service
Full-Time • Gurgaon (Delhi NCR)
Intern 2020
Associate Tech 1 2020
Software Engineer 2021
Sr. Software Engineer 2022
Assistant Project Manager Current

Key Responsibilities as Assistant Project Manager:

Digital Current Account Leadership: Spearheading the comprehensive delivery of digital Current Account onboarding journeys, aligning business strategy with regulatory compliance.
Complex Multi-System Integrations: Coordinating critical handshakes with CKYC, PAN, AML, and Core Banking Platforms for zero-friction customer journeys.
Agile Sprint & UAT Governance: Leading sprint planning, backlog grooming, risk registers, dependency tracking, and UAT sign-offs via Azure DevOps.
Bank SPOC & Communication: Serving as the trusted primary liaison between banking C-suite/product heads, technical architecture, and QA teams.
Loan Origination System (LOS) Architecture: Defining loan lifecycle workflows, credit decisioning logic, and RBAC matrix models for multi-bank deployments.
Comprehensive Documentation: Authoring BRDs, FRDs, SRS, and test trace matrices to ensure total audit transparency and accountability.
Excellence & Recognition

Honors & Corporate Awards

Acknowledged repeatedly for outstanding delivery leadership, cross-functional mentorship, and sustained high performance.

🏆

The Transformer Award

Decimal Technologies

Conferred for exemplary leadership in project delivery, high-stakes stakeholder coordination, and empowering cross-functional teams to exceed release goals.

⭐

Top Gun Award

Decimal Technologies

Awarded for consistent, unwavering high performance over a sustained period of more than 2 years, reflecting dedication to flawless project delivery.

💡

Spotlight Award

Decimal Technologies

Recognized for exceptional commitment to training, mentoring junior team members, and driving internal knowledge-sharing frameworks.

📜 Certifications

🎖️

Certified Scrum Master (CSM®)

Scrum Alliance • Globally recognized Agile leadership credential

📊

Business Analysis & Process Management

Coursera • Requirements gathering, process mapping & optimization

💻

IT Project Management

Udemy • End-to-end SDLC governance, risk management & delivery

🎓 Education & Tool Stack

B.Tech – Computer Science & Engineering
CGC Landran (Punjab Technical University) • Class of 2020

Tools & Platforms Mastered:

Azure DevOps
Jira Software
Confluence
Figma
MS Excel / Advanced Sheets
Postman (API Testing)
Visio / Draw.io
Scrum / Kanban Boards
Get in Touch

Let’s Discuss Your Next Strategic BFSI Delivery Initiative

Open to leadership discussions for Project Manager, Technical Delivery Lead, or Product Operations roles in BFSI, FinTech, and enterprise SaaS.

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